Frequently Asked Questions

Does Habitat give away homes for free?
No. All Habitat homeowners must complete up to 400 hours of sweat equity, pay $1,000 toward the purchase of their home and repay a 30-year interest-free mortgage on the home.
How much does a house cost?
It costs Habitat approximately $90,000 to build a home (this does not include the cost to develop the land).
Does the cost vary by house size?
Yes, homes are appraised by an independent & licensed appraiser. So, when a home has additional square footage it will vary in price.
What are the terms of the mortgage?
Mortgages are typically financed with 30-year terms depending on what is affordable for the family.
Where does the mortgage money go? Does that help fund more homes?

Mortgage payments are received by Habitat. That money goes directly back into the organization, allowing Habitat to invest in additional housing opportunities in the community. This sustainable revolving revenue stream is known as the Fund for Humanity.

How do I sign up for the program?

The application process for our home ownership program in Allen, Huntington & Wells counties are currently not open. We will re-open the application process in Allen county no later than Spring 2020.

To see general qualifications and an overview of our home ownership program, please visit our Home Ownership page. For any other questions, contact our HomeWorks department at 260.422.4828 ext. 303 or email for more information.

Once a family is in the program, what do they have to do before Habitat starts building their home? How many hours do they have to have, etc.?
All families who are accepted into Habitat’s homeownership program are required to complete up to 400 hours of sweat equity which includes HomeWorks homebuyer education, working at the Habitat ReStore and building at the construction site.
What happens to the money I donate to Habitat?
Donations made to Habitat help support Habitat’s mission of building homes, communities and hope. All donors can designate their investment into Habitat wherever their interests or desired support lies- some donors choose to give directly to a home build, our HomeWorks homebuyer education, or the Habitat ReStore. If a designation is not made, donations go toward whatever is the greatest need at the time.
Where do you build?

Here in Allen county we are finishing up the last few homes in phase one of Fuller’s Landing, which is located off W Cook & Huguenard Roads. Moving forward we are looking at all possible projects across our service area.

How can I help Habitat for Humanity of Greater Fort Wayne?
Habitat for Humanity offers multiple ways for individuals to join us in our efforts to make the dream of homeownership a reality for hardworking families. Whether it’s swinging a hammer, answering phones, assisting customers at the ReStore, providing a meal to our volunteers on the job site, or serving on one of our volunteer committees, there is a place for individuals from all walks of life to volunteer at Habitat.

For more information on how to get started volunteering with Habitat, simply email us at 


Add your email for updates on special builds, upcoming events and more.

Habitat for Humanity of Greater Fort Wayne is a tax-exempt 501(C)(3) nonprofit organization.