Frequently Asked Questions
Does Habitat give away homes for free?
No. All Habitat homeowners must complete up to 400 hours of sweat equity, pay $1,000 toward the purchase of their home and repay an interest-free mortgage on the home.
How much does a house cost?
Here at Habitat we strive to build each of our homes for less than the appraised value.
Does the cost vary by house size?
What are the terms of the mortgage?
Mortgages are financed with terms depending on what is affordable for each specific family.
Where does the mortgage money go? Does that help fund more homes?
Mortgage payments are received by Habitat. That money goes directly back into the organization, allowing Habitat to invest in additional housing opportunities in the community. This sustainable revolving revenue stream is known as the Fund for Humanity.
How do I sign up for the program?
Once a family is in the program, what do they have to do before Habitat starts building their home? How many hours do they have to have, etc.?
All families who are accepted into Habitat’s homeownership program are required to complete up to 400 hours of sweat equity which includes homebuyer education, working at the Habitat ReStore and building at the construction site.
What happens to the money I donate to Habitat?
Donations made to Habitat help support Habitat’s mission of building homes, communities and hope. All donors can designate their investment into Habitat wherever their interests or desired support lies- some donors choose to give directly to a home build or the Habitat ReStore. If a designation is not made, donations go toward whatever is the greatest need at the time.
How can I help Habitat for Humanity of Greater Fort Wayne?
For more information on how to get started volunteering with Habitat, simply email us at firstname.lastname@example.org.