Family holding keys to their new home

Homeownership Application

Program Overview

  • Homeowner Advocacy

    Habitat walks alongside qualified families through a holistic home-buying process.​

    • 12-18 month program​
    • Focus on creating sustainable and independent homeowners​
    • Affordable mortgage payments from homeowners help​ fund more homes

  • Habitat Homes are Not Free

    • 250 hours sweat equity
    • 8 financial and homeowner education classes
    • $1,000 toward home purchase
    • 1 affordable mortgage

  • Sweat Equity

    • 100-150 hrs on the build site​
    • 10+ hrs at the ReStore​
    • 50 hrs at a local non-profit​
    • 30+ hrs completing financial and homeowner education classes

  • Homeownership + Financial Literacy Classes

    • $ management + savings planning​
    • Building + maintaining good credit​
    • Understanding mortgage and insurance terms + requirements​
    • Home maintenance processes​
    • Organizational skills​
    • Proper home security + fire safety

  • One-on-One Meetings with Homeowner Services Team

    • Guide families through the home-buying process​
    • Monitor sweat equity hours​
    • Provide advice​
    • Assist in establishing and prioritizing goals
Hand next to pen and paper on table

Applications for
Allen + Huntington Counties are Closed

Thank you for your interest in Habitat Homeownership! If you aren’t already on our email list, sign-up to receive updates when we open and close our application process as well as any other news related to our Homeownership Program.

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  • Habitat's Mission

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    Learn more about Habitat for Humanity of Greater Fort Wayne.

  • Inside a Habitat Home

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    Browse photos and amenities of Habitat GFW homes and view our current floorplans.

  • Where We Build

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    See where we’re building in the Greater Fort Wayne area and learn about our build history.