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Become a Homeowner

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Build your future with a Habitat home.

Habitat Greater Fort Wayne partners with hardworking families and individuals who are looking to build strength, stability, and self-reliance through homeownership. Since 1986, we’ve created affordable homeownership opportunities and advocated for the financial security and equity it creates for future generations.

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Applications for
Huntington County are Open

Applications are open for individuals who have lived or worked in Huntington County for the past 12 months.

Applications for
Allen County are Closed

Receive updates when we open and close our application process as well as any other news related to our Homeownership Program.

Habitat Homeownership Program Requirements

Applicants must meet the criteria below and have either lived or worked in the county they are applying to for at least 12 months prior to applying.

Income Requirements

Your annual pre-tax income must fall within the income guidelines for your household size and county of residence. These income guidelines are updated annually but we may update them at any time.

Huntington County Income Guidelines

  • Family Size

    1

    Annual Min

    $30,000

    Annual Max

    $45,550

    Monthly Min

    $2,500

    Monthly Max

    $3,796

  • Family Size

    2

    Annual Min

    $30,000

    Annual Max

    $52,050

    Monthly Min

    $2,500

    Monthly Max

    $4,338

  • Family Size

    3

    Annual Min

    $30,000

    Annual Max

    $58,550

    Monthly Min

    $2,500

    Monthly Max

    $4,879

  • Family Size

    4

    Annual Min

    $31,200

    Annual Max

    $65,050

    Monthly Min

    $2,600

    Monthly Max

    $5,421

  • Family Size

    5

    Annual Min

    $36,580

    Annual Max

    $70,300

    Monthly Min

    $3,048

    Monthly Max

    $5,858

  • Family Size

    6

    Annual Min

    $41,960

    Annual Max

    $75,500

    Monthly Min

    $3,496

    Monthly Max

    $6,292

  • Family Size

    7

    Annual Min

    $47,340

    Annual Max

    $80,700

    Monthly Min

    $3,945

    Monthly Max

    $6,725

  • Family Size

    8

    Annual Min

    $52,720

    Annual Max

    $85,900

    Monthly Min

    $4,393

    Monthly Max

    $7,158

Family Size Annual Min Annual Max Monthly Min Monthly Max
1 $30,000 $45,550 $2,500 $3,796
2 $30,000 $52,050 $2,500 $4,338
3 $30,000 $58,550 $2,500 $4,879
4 $31,200 $65,050 $2,600 $5,421
5 $36,580 $70,300 $3,048 $5,858
6 $41,960 $75,500 $3,496 $6,292
7 $47,340 $80,700 $3,945 $6,725
8 $52,720 $85,900 $4,393 $7,158

Allen County Income Guidelines

  • Family Size

    1

    Annual Min

    $30,000

    Annual Max

    $49,300

    Monthly Min

    $2,500

    Monthly Max

    $4,108

  • Family Size

    2

    Annual Min

    $30,000

    Annual Max

    $56,350

    Monthly Min

    $2,500

    Monthly Max

    $4,696

  • Family Size

    3

    Annual Min

    $30,000

    Annual Max

    $63,400

    Monthly Min

    $2,500

    Monthly Max

    $5,283

  • Family Size

    4

    Annual Min

    $31,200

    Annual Max

    $70,400

    Monthly Min

    $2,600

    Monthly Max

    $5,867

  • Family Size

    5

    Annual Min

    $36,580

    Annual Max

    $76,050

    Monthly Min

    $3,048

    Monthly Max

    $6,338

  • Family Size

    6

    Annual Min

    $41,960

    Annual Max

    $81,700

    Monthly Min

    $3,496

    Monthly Max

    $6,808

  • Family Size

    7

    Annual Min

    $47,340

    Annual Max

    $87,300

    Monthly Min

    $3,945

    Monthly Max

    $7,275

  • Family Size

    8

    Annual Min

    $52,720

    Annual Max

    $92,950

    Monthly Min

    $4,393

    Monthly Max

    $7,746

Family Size Annual Min Annual Max Monthly Min Monthly Max
1 $30,000 $49,300 $2,500 $4,108
2 $30,000 $56,350 $2,500 $4,696
3 $30,000 $63,400 $2,500 $5,283
4 $31,200 $70,400 $2,600 $5,867
5 $36,580 $76,050 $3,048 $6,338
6 $41,960 $81,700 $3,496 $6,808
7 $47,340 $87,300 $3,945 $7,275
8 $52,720 $92,950 $4,393 $7,746
  • The staff at Habitat wants everyone in the program to succeed. They will do whatever they can to help you throughout the homeownership process — even if it’s as simple as praying for you.

    Angie headshot

    Angie

    Habitat Homeowner

  • As someone with limited mobility, I wondered how I would complete all my hours. Habitat worked with me and reminded me it’s not what I can’t do, it’s what I can do. I couldn’t have gotten through this program without the Habitat team cheering me on, I’m so grateful.

    Terrie headshot

    Terrie

    Habitat Homeowner

  • I’m overjoyed and overwhelmed. I never thought homeownership would be possible for me. Thank you from the bottom of my heart. Without Habitat, volunteers, and everyone who supports them this dream would not come true.

    Lukesha sold sign

    Lukesha

    Habitat Homeowner

Homeownership FAQ

Questions? Contact Our Team!

Learn more

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunities throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.