The staff at Habitat wants everyone in the program to succeed. They will do whatever they can to help you throughout the homeownership process — even if it’s as simple as praying for you.
Become a Homeowner
Build your future with a Habitat home.
Habitat Greater Fort Wayne partners with hardworking families and individuals who are looking to build strength, stability, and self-reliance through homeownership. Since 1986, we’ve created affordable homeownership opportunities and advocated for the financial security and equity it creates for future generations.
Applications for
Allen + Huntington Counties are Closed
Receive updates when we open and close our application process as well as any other news related to our Homeownership Program.
Habitat Homeownership Program Requirements
Applicants must meet the criteria below and have either lived or worked in the county they are applying to for at least 12 months prior to applying.
Income Requirements
Your annual pre-tax income must fall within the income guidelines for your household size and county of residence. These income guidelines are updated annually but we may update them at any time.
Huntington County Income Guidelines
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Family Size
1
Annual Min
$30,000
Annual Max
$45,550
Monthly Min
$2,500
Monthly Max
$3,796
-
Family Size
2
Annual Min
$30,000
Annual Max
$52,050
Monthly Min
$2,500
Monthly Max
$4,338
-
Family Size
3
Annual Min
$30,000
Annual Max
$58,550
Monthly Min
$2,500
Monthly Max
$4,879
-
Family Size
4
Annual Min
$31,200
Annual Max
$65,050
Monthly Min
$2,600
Monthly Max
$5,421
-
Family Size
5
Annual Min
$36,580
Annual Max
$70,300
Monthly Min
$3,048
Monthly Max
$5,858
-
Family Size
6
Annual Min
$41,960
Annual Max
$75,500
Monthly Min
$3,496
Monthly Max
$6,292
-
Family Size
7
Annual Min
$47,340
Annual Max
$80,700
Monthly Min
$3,945
Monthly Max
$6,725
-
Family Size
8
Annual Min
$52,720
Annual Max
$85,900
Monthly Min
$4,393
Monthly Max
$7,158
| Family Size | Annual Min | Annual Max | Monthly Min | Monthly Max |
|---|---|---|---|---|
| 1 | $30,000 | $45,550 | $2,500 | $3,796 |
| 2 | $30,000 | $52,050 | $2,500 | $4,338 |
| 3 | $30,000 | $58,550 | $2,500 | $4,879 |
| 4 | $31,200 | $65,050 | $2,600 | $5,421 |
| 5 | $36,580 | $70,300 | $3,048 | $5,858 |
| 6 | $41,960 | $75,500 | $3,496 | $6,292 |
| 7 | $47,340 | $80,700 | $3,945 | $6,725 |
| 8 | $52,720 | $85,900 | $4,393 | $7,158 |
Allen County Income Guidelines
-
Family Size
1
Annual Min
$30,000
Annual Max
$49,300
Monthly Min
$2,500
Monthly Max
$4,108
-
Family Size
2
Annual Min
$30,000
Annual Max
$56,350
Monthly Min
$2,500
Monthly Max
$4,696
-
Family Size
3
Annual Min
$30,000
Annual Max
$63,400
Monthly Min
$2,500
Monthly Max
$5,283
-
Family Size
4
Annual Min
$31,200
Annual Max
$70,400
Monthly Min
$2,600
Monthly Max
$5,867
-
Family Size
5
Annual Min
$36,580
Annual Max
$76,050
Monthly Min
$3,048
Monthly Max
$6,338
-
Family Size
6
Annual Min
$41,960
Annual Max
$81,700
Monthly Min
$3,496
Monthly Max
$6,808
-
Family Size
7
Annual Min
$47,340
Annual Max
$87,300
Monthly Min
$3,945
Monthly Max
$7,275
-
Family Size
8
Annual Min
$52,720
Annual Max
$92,950
Monthly Min
$4,393
Monthly Max
$7,746
| Family Size | Annual Min | Annual Max | Monthly Min | Monthly Max |
|---|---|---|---|---|
| 1 | $30,000 | $49,300 | $2,500 | $4,108 |
| 2 | $30,000 | $56,350 | $2,500 | $4,696 |
| 3 | $30,000 | $63,400 | $2,500 | $5,283 |
| 4 | $31,200 | $70,400 | $2,600 | $5,867 |
| 5 | $36,580 | $76,050 | $3,048 | $6,338 |
| 6 | $41,960 | $81,700 | $3,496 | $6,808 |
| 7 | $47,340 | $87,300 | $3,945 | $7,275 |
| 8 | $52,720 | $92,950 | $4,393 | $7,746 |
Angie
Habitat Homeowner
As someone with limited mobility, I wondered how I would complete all my hours. Habitat worked with me and reminded me it’s not what I can’t do, it’s what I can do. I couldn’t have gotten through this program without the Habitat team cheering me on, I’m so grateful.
Terrie
Habitat Homeowner
I’m overjoyed and overwhelmed. I never thought homeownership would be possible for me. Thank you from the bottom of my heart. Without Habitat, volunteers, and everyone who supports them this dream would not come true.
Lukesha
Habitat Homeowner
Homeownership FAQ
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Most partner families complete the program within 18-24 months. The timeline may vary due to the construction schedule and the time needed to complete program requirements.
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Typically, applications are open once per year so we encourage you to sign up for our email notifications. You will receive an email notification prior to the application opening with the dates and times!
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There is a $15 fee to fill out the full application during the second step in our process but there is no acceptance fee. Applicants will have some costs associated with closing fees as well.
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Any income that can be verified and is predicted to continue for at least three years or more.
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Sweat Equity is the time your family must invest in Habitat by attending homeownership classes, volunteering at our ReStore, volunteering on Habitat builds, and eventually helping to build your very own home.
An applicant must complete the required amount of sweat equity outlined at the time of application.
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We are currently building in Allen and Huntington Counties — for more information visit our Where We Build page.
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Home specifications vary from 1,100 sq. ft. with 3 bedrooms and 1 bathroom, up to 1,400 sq. ft. with 4 bedrooms and 2 bathrooms (for qualifying families with a verifiable need for more space). Locations and house specifications will be predetermined by Habitat, and applicants are not guaranteed the opportunity to choose a specific lot or home. To view current Habitat homes visit our Where We Build page.
Questions? Contact Our Team!
Homeowner Services Manager
Homeowner Services Advocate
Learn more
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunities throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.